Owning your own business is a huge investment of both time and money. Only you know the true value of what you have put into your company. Commercial insurance is the best way to protect this investment and to protect your employees and customers. At Ashley Insurance, serving Easton, MD, we can help you better understand commercial insurance products.
What Is Commercial Insurance?
Commercial insurance is a type of insurance intended to serve the needs of business owners like you. Commercial insurance bundles together all of the important types of coverage that will help you as the business owner protect your investment, employees, and customers.
What Does Commercial Insurance Cover?
Because every business is different, commercial insurance can be highly customizable. In general, commercial insurance can help provide the following types of coverage.
- Auto Insurance- Auto insurance is essential for the business owner who operates vehicles on a regular basis. This type of coverage is necessary to keep your vehicles and drivers legal and safe.
- Property damage- Property damage coverage will protect the financial investment you have made in your place of business and equipment. If your location or equipment is damaged because of fire, natural disasters, or even burglary, your property damage coverage can help cover the expenses.
- Liability coverage- Liability coverage is crucial to long-term financial security for both you and your business. If a customer or employee is injured at your place of business or because of your goods or services, you could personally be held liable. Liabilities can include medical bills and even legal fees if a lawsuit is pursued. Liability coverage will protect your assets if this happens.
If you would like to learn more about our services, please contact us at Ashley Insurance, serving Easton, MD.