When you take your boat or watercraft out for the day, you want to focus on enjoying the weather and partaking in your favorite aquatic pastimes. You don’t want to worry about how you would handle an accident if you don’t have adequate coverage. At Ashley Insurance in Easton, MD, our agents are ready to provide you with comprehensive coverage for everything that floats, not just your boat.
What Is Boat/Watercraft Insurance?
Watercraft insurance is crucial in protecting your boat and personal watercraft. It shields you from considerable repair or replacement costs. If you own a vessel that travels up to 25 mph on the water, we highly recommend insurance coverage, which may even be a requirement from your lender.
Is Boat Insurance Mandated in Maryland?
No, boat insurance is not legally necessary to operate a water vessel in Maryland. Nevertheless, it’s wise to protect your investment with the proper coverage. Without it, you could end up shouldering the full cost of any damage to your boat due to an accident or other unfortunate event. We also recommend insuring your trailer to help cover unexpected charges such as emergency services.
What Do Boat Insurance Policies Cover?
Boat and watercraft insurance handles repair or replacement costs for vessels, equipment, and trailers. As a boat owner, you can confidently navigate your vessel, knowing you’re insured for personal liability and medical payments, regardless of who caused the accident. Typically, this insurance covers everyone in your household, but reviewing your policy with a licensed agent is a good idea.
Find Out More About Boat Insurance in Easton, MD
Maintain your weekend memories and peace of mind with safe boating practices and the right boat/watercraft insurance. Contact the team at Ashley Insurance in Easton, MD to discuss all your boating insurance needs.