In these challenging economic times, you are certain to question every item you spend your money on. If you own a boat, you might question whether it’s worth writing a check to your boat insurance company. After all, boat accidents are rare, so the chances of damage or injuries when using your boat aren’t as high as in cars. While there are many excuses you can come up with not to buy boat insurance, at Ashley Insurance in Easton, MD, we always say one thing: buy boat insurance, or you are one calamity away from a financial mess.

If you have trouble writing that boat insurance check, here are reasons why boat insurance is worth every penny.

It protects you against liability claims.

Yes, boating accidents may not be as frequent as car accidents, but when you are at fault for one, it can be the start of your financial ruins. If you cause an accident that leads to bodily injury or property damage, you could be sued, messing up your finances. If you don’t have boat insurance, you will have to settle legal and settlement costs from your pocket.

Protects your boat

Purchasing a boat doesn’t come easy. For many people, it has taken years to accumulate enough savings to purchase a water vessel. For others, they may have taken a loan that will have to be paid over the years. Whatever route you have taken to finance your boat, it’s always a good idea to protect your asset with boat insurance.

Emergency assistance

If your boat breaks down miles away from the shore, it can be panicky and costly to get you to safety. However, if you have the right boat insurance coverage, help is always one call away.

Convinced that boat insurance is a worthwhile investment in Easton, MD? If yes, please get in touch with Ashley Insurance for an affordable quote.