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Ashley Insurance

38 S Harrison St
Easton, MD 21601

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Maryland Boat/Watercraft Insurance

When you live near the water, time spent on the boat is the perfect escape from the hustle and bustle of everyday life. Boat insurance is not a requirement in Maryland, but it is highly recommended by insurance experts so you can enjoy your watercraft with peace of mind. If anything happens to your boat, the right insurance will ensure your financial investment is protected. Ashley Insurance proudly offers Maryland residents boat insurance to suit any lifestyle.

Do You Need Boat Insurance in Maryland?

There are no requirements for Maryland residents to insure their watercraft, but it doesn’t hurt to have extra protection. Boat/watercraft insurance covers boats and other personal watercraft based on the size, type, and value. Some homeowners insurance policies cover small craft, but our agents can help you find gaps in your insurance and get them covered.

What Types of Coverage Are Available?

Ashley Insurance offers various types of boat/watercraft insurance in Maryland. Our policies are flexible so you only pay for the coverage you actually need. The different types of coverage are:

  • Coverage for Physical Damage – protects your boat from physical damage that happens in storage, transport, or in the water. Coverage may include damage from vandalism, theft, fire, or weather events. Some policies also cover emergency service fees.
  • Liability Coverage – protects you if your boat or jet ski accidentally injures another person.
  • Personal Coverage – protects your financial assets if your watercraft is in an accident.
  • Medical Coverage – pays for medical expenses resulting from a boating accident.
  • Property Damage Coverage – pays for any property damage caused by your watercraft.

Can I Save on Boat Insurance in Maryland?

Check with your Ashley Insurance agent to see if you are eligible for a discount. Discounts can be obtained by taking a boat safety class or by maintaining multiple policies. Our agents can help you reduce your payment through accident forgiveness.

Get A Quote Today

Are you interested in insuring your boat or watercraft in Maryland? Ashley Insurance has been trusted by Maryland residents since 1980. Stop by one of our conveniently located Maryland offices or take a few moments to fill out our easy-to-use online form to get a quote.


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