38 S Harrison St
Easton, MD 21601
Discover the peace of mind that comes with Maryland renters insurance. Whether you're residing in a charming house or a cozy apartment, you may be wondering if renters insurance is required. Unlike homeowners with mandatory mortgage-related coverage, as a renter, the decision is yours. Fortunately, our knowledgeable agents at Ashley Insurance are here to shed light on the benefits of renters insurance and address any concerns you may have.
As a renter, you might assume that your landlord's insurance policy covers your belongings too. However, that's only true for the property owned by the landlord, such as walls, roofs, floors, porches, and provided appliances. Your personal possessions aren't included in their coverage. While you may not think you own much, the combined value of your clothing, jewelry, electronics, and furniture can amount to thousands of dollars. A renters insurance policy safeguards your personal property, both at home and when you're away.
Additionally, renters insurance provides liability coverage, protecting you from potential legal actions. In the unfortunate event that someone gets injured on the premises you're renting, they may decide to sue for medical expenses and emotional distress. Liability insurance helps cover the legal costs associated with such litigation. Furthermore, if you own a pet, it's important to note that renters insurance can shield you from potential legal actions related to your furry companion. Similar to homeowners insurance, renters insurance covers various perils, but one crucial aspect to ensure is coverage for living expenses if your rented space becomes uninhabitable.
Maryland's stunning location on the eastern seaboard exposes it to a range of weather perils. So why not seize the opportunity to consult our experienced team at Ashley Insurance? We can enlighten you on the myriad of ways renters insurance can protect you and provide you with a no-obligation quote. Feel free to visit one of our conveniently located offices or give us a call. Our dedicated staff is here to assist you. Find us in Easton, Centreville, Denton, Greensboro, and Cambridge—ready to help you safeguard your rented home with reliable renters insurance coverage.