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Ashley Insurance

38 S Harrison St
Easton, MD 21601

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Boat/Watercraft Insurance in Maryland

Ashley Insurance provides boaters in the East Maryland shore with the boat and watercraft insurance they need to enjoy their sport with financial security.

Why do I need watercraft insurance?

Watercraft insurance, also called boat insurance, covers boats, jet skis, and personal watercraft. We offer different types of policies as you will see below. Some homeowner policies cover small craft. Our agents will help you verify existing insurance and any gaps that may not be covered. Note that coverage varies based on the size, type, and value of your watercraft. The coverage your neighbor has may not be the best fit for you.

What types of coverage are available?

We offer several types of watercraft insurance. The policies are flexible so that you only pay for the coverage you need.

  • Coverage for Physical Damage protects your boat from physical damage that happens in storage, transport, or in the water. Coverage may include damage from vandalism, theft, fire, or weather events. Some policies also cover emergency service fees.
  • Liability Coverage protects you if your boat or jet ski accidentally injures another person.
  • Personal Coverage protects your financial assets if your watercraft is in an accident.
  • Medical Coverage pays for medical expenses resulting from a boating accident.
  • Property Damage Coverage pays for any property damage caused by your watercraft.

Are discounts available?

Definitely. You may qualify for a discount if you take a boat safety class or maintain multiple policies. Even better, you may be able to reduce your payment through accident forgiveness

We are here to help

Ashley Insurance has offered insurance coverage to Maryland residents since 1980. Drop by our offices conveniently located in Centreville, Easton, Denton, Cambridge, and Greensboro. Or fill out our online form for a fast and free quote. We are always happy to answer your questions and find the perfect solution for your insurance needs.


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