Will Flood Insurance Cover Your Vehicle?

Flood insurance can become a confusing matter, especially if you think there is an overlap between the different policies. This means you might be left wondering if a flood insurance policy will provide the coverage you are looking for.

Ashley Insurance, which serves Easton, MD, understands flood insurance and your needs. Here’s what you need to know about flood insurance and your vehicle.

Flood Insurance Is Important

Flood insurance is an important part of coverage and protection for personal property. It is smart to have a flood insurance policy, but you should also know what your policy entails. For example, different states may have different requirements regarding who needs to secure flood insurance, so you need to read your documents carefully. You may be surprised at what is and is not covered.

Structures Holding Vehicles May Be Included

Flood coverage may encompass the types of buildings that house vehicles. These include attached and detached garages and sheds that you use for parking. Your insurance documents will detail how much flood coverage your garage has.

Vehicles May Need a Separate Policy

Vehicles are often a different story when it comes to flooding. Your flood insurance documents can detail exactly what is covered by your policy, and you can learn more about your coverage by speaking with an insurance agent.

Learn More About Flood Insurance

Flood insurance can be a great resource to have, but you need to understand what kind of coverage you need to protect all of your property. Ashley Insurance can provide Easton, MD residents with the information they need to protect themselves and their property in the event of a natural disaster.