Tammy Payne

Agent

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Tammy has been in the insurance industry for over 30 years and is passionate about helping clients protect what matters most. She holds Property & Casualty and Life & Health licenses in Maryland, Delaware, Virginia, and Pennsylvania. Tammy earned her CISR (Certified Insurance Service Representative) designation in 2006 and achieved her CISR Elite designation in 2017.

Since joining the Ashley Insurance family in 2007, Tammy has been a valued member of the Personal Lines Department. She enjoys working directly with clients, providing exceptional customer service, helping them save money, and ensuring they have the coverage needed to protect against life’s unexpected events.

A proud mother and grandmother, Tammy treasures time spent with her family, especially her daughter, Miranda, who is also an agent with Ashley Insurance, and her granddaughters, Carmalie, Reagan, and Addalyn. Outside of the office, she enjoys volunteering as an assistant with Caroline County Teen Court.

Please contact Tammy for all of your personal insurance needs.

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